Short-term credit, priced in plain sight
PaySalaryLoan helps salaried Indians bridge the days between an urgent expense and their next salary, with loans that are fast, fair and fully transparent.
Why we started
Most salaried Indians live on a monthly cycle. When a hospital deposit, a rent advance or a family trip lands in the last week of the month, the choices are poor: borrow from friends, pay a late fee, or download an app that hides its real cost.
We built PaySalaryLoan to be the honest option. Every loan is made by an RBI-registered NBFC, every cost is in your Key Fact Statement before you accept, and our collections follow RBI's Fair Practices Code to the letter.
Total cost, amount received and APR, shown first.
Decisions in about 10 minutes, money the same day.
Respectful collections and a 3-day cooling-off period.
Data stored in India. No contacts or gallery access.
A financial safety net for every salaried Indian
Nobody should miss a medical deposit, pay a late fee or skip a trip home just because payday is two weeks away.
Make short-term credit fast, fair and understandable
Use technology to approve in minutes, plain language to explain every rupee, and responsible limits so borrowing never becomes a trap.
Platform and lender, clearly separated
Money moves directly between your bank account and the lender's. About our lending partner
PaySalaryLoan in your pocket
Track your loan, get due-date reminders and repay in one tap. Android and iOS apps are coming soon. Until then, everything works in your phone's browser.
Your salary, a little early.
Check your offer in 2 minutes. Free, and no impact on your credit score.