Instant loan for medical emergencies
Hospital deposits, scans, medicines and surgery advances rarely wait for payday. Get funds the same day and focus on care.
- Same-day disbursal
- Repay on payday
- No collateral
- All costs upfront
Plan your medical emergency loan
Move the sliders. Every cost updates live.
- Interest (1%/day)
- ₹4,000
- Processing fee + GST
- ₹2,360
- You receive in bank
- ₹17,640
- Due date
- in 20 days
How it works in real life
Ankita's mother needed an angiography on the 18th and the hospital asked for a ₹30,000 deposit. Her salary comes on the 1st. She applied from the hospital on her phone, borrowed ₹30,000 for 14 days, and repaid it on salary day.
Borrow smart: our advice
- Ask the hospital for an estimate first and borrow only the gap your insurance won't cover.
- Keep the hospital bill. Some insurers reimburse later, and you can close the loan early with no penalty.
- If the loan is for a family member's treatment, it's still in your name and repaid from your salary.
Four steps to funds
- Step 1
Confirm your number
A one-time code checks it’s really you. Then add your salary and employer name.
~1 min - Step 2
Prove it’s you, digitally
Aadhaar eKYC, a quick live selfie, and three months of salary credits shared through Account Aggregator.
~3 min - Step 3
Read the KFS, then sign
Your Key Fact Statement lists the rupee cost, APR and due date. Happy with it? E-sign in one tap.
Decision ~10 min - Step 4
Funds land, payday settles it
The lender pays into your salary account. On payday, one UPI payment or auto-debit closes the loan.
Same day
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