Short term loans for 7 to 40 days
Small amount, short tenure, one repayment. A short term loan is the simplest kind of credit: borrow today, repay when your salary lands.
- ₹10,000 – ₹1,00,000
- 7–40 day tenure
- Decision in ~10 minutes
- No prepayment charges
Price your short term loan
Move the sliders. Every cost updates live.
- Interest (1%/day)
- ₹6,000
- Processing fee + GST
- ₹2,360
- You receive in bank
- ₹17,640
- Due date
- in 30 days
What is a short term loan?
A long personal loan locks you into months of EMIs for a need that lasts two weeks. A short term loan matches the tenure to your pay cycle, usually 7 to 40 days, and you repay principal plus interest in a single payment.
Interest is calculated daily, so closing early lowers what you pay, with no foreclosure charge. That makes it a cheaper bridge than revolving a credit card bill or paying late fees on other dues.
Short Term Loan at a glance
The same transparent pricing applies to every product.
How the short term loan works
- Step 1
Confirm your number
A one-time code checks it’s really you. Then add your salary and employer name.
~1 min - Step 2
Prove it’s you, digitally
Aadhaar eKYC, a quick live selfie, and three months of salary credits shared through Account Aggregator.
~3 min - Step 3
Read the KFS, then sign
Your Key Fact Statement lists the rupee cost, APR and due date. Happy with it? E-sign in one tap.
Decision ~10 min - Step 4
Funds land, payday settles it
The lender pays into your salary account. On payday, one UPI payment or auto-debit closes the loan.
Same day
Do you qualify?
Who can apply
- Indian resident, 21–55 yearsWith a valid PAN and Aadhaar
- Salaried, full-timePrivate company, PSU or government. Self-employed not yet supported.
- Net salary ₹25,000+ per monthCredited to your bank account, not paid in cash
- Serviceable pincodeMajor metros and Tier 1–2 cities. We'll confirm at sign-up.
What to have on hand
- PAN cardVerified instantly, no upload needed
- Aadhaar-linked mobileFor paperless eKYC by OTP
- 3 months' salary statementFetched securely via Account Aggregator, or a PDF upload
- A live selfieTaken in the browser, for your security
Short Term Loan FAQs
What is the shortest tenure available?
The minimum tenure is 7 days and the maximum is 40 days.
Do I pay EMIs?
No. Short term loans are repaid in one payment on the due date, or earlier if you choose.
Can I extend my due date?
Talk to us before the due date. Any extension or restructuring is offered only as per the lender's policy and is confirmed in writing.
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