Salary advance loan, before your payday
Your salary is coming. Your expense is here now. A salary advance moves part of next month's pay to today, and is repaid on salary day.
- ₹10,000 – ₹1,00,000
- 7–40 day tenure
- Decision in ~10 minutes
- No prepayment charges
Price your salary advance
Move the sliders. Every cost updates live.
- Interest (1%/day)
- ₹6,000
- Processing fee + GST
- ₹2,360
- You receive in bank
- ₹17,640
- Due date
- in 30 days
What is a salary advance loan?
A salary advance is the most natural form of short-term credit: the due date is matched to your next salary date, the amount is sized to your take-home pay, and repayment is one auto-debit when your salary is credited.
Unlike asking your employer or friends, it's private and quick. Unlike a credit card, the full cost is fixed and known upfront.
Salary Advance Loan at a glance
The same transparent pricing applies to every product.
How the salary advance works
- Step 1
Confirm your number
A one-time code checks it’s really you. Then add your salary and employer name.
~1 min - Step 2
Prove it’s you, digitally
Aadhaar eKYC, a quick live selfie, and three months of salary credits shared through Account Aggregator.
~3 min - Step 3
Read the KFS, then sign
Your Key Fact Statement lists the rupee cost, APR and due date. Happy with it? E-sign in one tap.
Decision ~10 min - Step 4
Funds land, payday settles it
The lender pays into your salary account. On payday, one UPI payment or auto-debit closes the loan.
Same day
Do you qualify?
Who can apply
- Indian resident, 21–55 yearsWith a valid PAN and Aadhaar
- Salaried, full-timePrivate company, PSU or government. Self-employed not yet supported.
- Net salary ₹25,000+ per monthCredited to your bank account, not paid in cash
- Serviceable pincodeMajor metros and Tier 1–2 cities. We'll confirm at sign-up.
What to have on hand
- PAN cardVerified instantly, no upload needed
- Aadhaar-linked mobileFor paperless eKYC by OTP
- 3 months' salary statementFetched securely via Account Aggregator, or a PDF upload
- A live selfieTaken in the browser, for your security
Salary Advance Loan FAQs
How much salary advance can I get?
First loans are typically up to about 40% of your net monthly salary, between ₹10,000 and ₹1,00,000. Limits grow with on-time repayments.
Does my employer need to be involved?
No. Your employer isn't contacted for approval. We verify employment through your bank statement and the details you provide.
When is the repayment due?
The due date is set to match your next salary credit, within 7 to 40 days of disbursal.
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