Privacy policy
This policy explains how [Company Pvt Ltd] ("PaySalaryLoan") handles your personal data, in line with the Digital Personal Data Protection Act, 2023 and RBI's Digital Lending Directions.
What we collect, and why
| Data | Purpose |
|---|---|
| Mobile number, name, email, date of birth | Identify you and communicate about your application |
| PAN, Aadhaar (via eKYC), selfie | KYC as required by RBI |
| Employment and salary details, bank statement | Assess eligibility and loan amount |
| Credit bureau report | Credit assessment, with your consent |
| Approximate location (pincode) | Check serviceability |
What we never collect
We never access your phone's contacts, photos, media, files or call logs.
Sharing
Data is shared only with our lending partner and regulated service providers (KYC, credit bureaus, Account Aggregator, e-sign, payments) to process your loan, or where required by law. We never sell your data.
Storage and retention
All data is stored on servers located in India and retained only as long as required by law or for the stated purpose.
Your rights
You can access, correct or request erasure of your data, and withdraw consent (subject to legal retention), by writing to privacy@paysalaryloan.com.
Analytics & cookies
We use minimal analytics to improve the site. Form fields containing personal or financial data are masked and never recorded.