Emergency loan when it can't wait
Emergencies don't check your salary date. An emergency loan bridges the gap with funds in your bank the same day, and a clear repayment date on your next payday.
- ₹10,000 – ₹1,00,000
- 7–40 day tenure
- Decision in ~10 minutes
- No prepayment charges
Price your emergency loan
Move the sliders. Every cost updates live.
- Interest (1%/day)
- ₹6,000
- Processing fee + GST
- ₹2,360
- You receive in bank
- ₹17,640
- Due date
- in 30 days
What is an emergency loan?
Hospitals ask for deposits upfront. Flights for a family emergency cost more the later you book. An emergency loan exists for exactly these moments, when waiting two weeks for salary isn't an option.
You can apply from a hospital waiting room on your phone. Keep your PAN and Aadhaar-linked mobile handy. If you're applying for someone else's treatment, the loan is still in your name and repaid from your salary.
Emergency Loan at a glance
The same transparent pricing applies to every product.
How the emergency loan works
- Step 1
Confirm your number
A one-time code checks it’s really you. Then add your salary and employer name.
~1 min - Step 2
Prove it’s you, digitally
Aadhaar eKYC, a quick live selfie, and three months of salary credits shared through Account Aggregator.
~3 min - Step 3
Read the KFS, then sign
Your Key Fact Statement lists the rupee cost, APR and due date. Happy with it? E-sign in one tap.
Decision ~10 min - Step 4
Funds land, payday settles it
The lender pays into your salary account. On payday, one UPI payment or auto-debit closes the loan.
Same day
Do you qualify?
Who can apply
- Indian resident, 21–55 yearsWith a valid PAN and Aadhaar
- Salaried, full-timePrivate company, PSU or government. Self-employed not yet supported.
- Net salary ₹25,000+ per monthCredited to your bank account, not paid in cash
- Serviceable pincodeMajor metros and Tier 1–2 cities. We'll confirm at sign-up.
What to have on hand
- PAN cardVerified instantly, no upload needed
- Aadhaar-linked mobileFor paperless eKYC by OTP
- 3 months' salary statementFetched securely via Account Aggregator, or a PDF upload
- A live selfieTaken in the browser, for your security
Emergency Loan FAQs
How fast can I get an emergency loan?
Most complete applications get a decision in about 10 minutes, and money is sent the same day after you e-sign.
Can I apply outside working hours?
You can apply 24×7. Applications completed outside working hours are reviewed first thing on the next working day.
Is there a special rate for emergency loans?
No. Pricing is the same for every purpose and is always shown in your Key Fact Statement before you accept.
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